Example Types of Income Benefits

Medical Only: 

  • Workers’ compensation pays 100 percent of medical costs for injured workers and pays cash benefits for lost work time after a three-to-seven-day waiting period.
  • Most workers’ compensation cases do not involve lost work time greater than the waiting period for cash benefits.

Temporary Disability

  • Cash benefits differ according to the duration and severity of the worker’s disability.
  • Temporary total disability (TTD) benefits are paid when a work-related injury or illness temporarily prevents a worker from returning to the pre-injury job or another job for the same employer for which the worker is otherwise qualified.
  • Most workers who receive TTD benefits fully recover and return to work, at which time benefits end.
  • In some cases, however, injured workers return to work before they reach maximum medical improvement, often with restricted duties and lower or differential pay.

Permanent Disability:

  • If an injured worker has severe impairments that are judged to be permanent after he or she reaches maximum medical improvement, permanent disability benefits may be paid.
  • Permanent total disability (PTD) benefits are paid to workers who are unable to work because of a work-related injury or illness.
  • Permanent partial disability (PPD) benefits are paid when the worker has physical impairments that, although permanent, do not completely limit his or her ability to work.


  • Workers’ compensation programs also pay death benefits when a work-related illness or injury is fatal.
  • The benefits typically include an amount for funeral and burial expenses and cash benefits for the worker’s family or dependents.
  • For workers who die without dependents, benefits are limited to funeral and burial expenses.

Do you have more questions? Injured in a work accident? Call now.

You have rights after being injured at work. Visit my Frequently Asked Questions area, our Resources area, or contact me. I will evaluate your case and help you every step of the way.